Why ‘household’ means something different to a screener than it does to the person filling it out.
Daniel Foss
Daniel Foss
Daniel focuses on LIHEAP and local utility or retail discount screeners, where eligibility often depends on funding cycles and local administering agencies rather than fixed federal rules. He tracks how these tools handle (or fail to handle) the fact that a program can be technically open but functionally full. He's especially interested in the difference between a calculator's 'you qualify' and the on-the-ground reality of waitlists and seasonal cutoffs.
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Same income, same household, two different outcomes—here’s where the divergence usually starts.
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Tool vs. Tool
Retail Discount Eligibility Tools: Why the Same Income Gets Different Results
by Daniel Fossby Daniel FossStore and brand discount programs often borrow federal poverty guidelines but apply them inconsistently.
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Data & Privacy
Why Some Eligibility Tools Ask for a Zip Code and Others Don’t
by Daniel Fossby Daniel FossA zip code field can mean the tool adjusts for local rules—or just routes you to an ad partner.
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State Rules & Variation
State-Specific Income Disregards Most Calculators Ignore
by Daniel Fossby Daniel FossMany states let certain income sources be partially or fully disregarded, a nuance rarely coded into generic tools.
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Reading Your Result
How to Read a Screener Result Without Overtrusting It
by Daniel Fossby Daniel FossA framework for weighing a screener’s output against what it actually knows about your situation.
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Case Files
One Freelancer, Four Screeners, Four Different Medicaid Answers
by Daniel Fossby Daniel FossIrregular self-employment income turned out to be the exact kind of detail these tools handle worst.